Make e-banking more secure...

We are familiar with the stories of several people who lost their money via e-banking. The banks are stepping up security as the cases of money loss through the e-banking increases. But in most case the money loss is due to the unawareness of the user rather than the security provided by the banks. Here are some tips that would helpful in increasing your security in e-banking:

* Do not use computers in internet cafe or computers in other institutions that you found less secure. It is always better to use your own personal computer for this purposes. The computers in internet cafe has less security as it contains lots of malware or spywares and viruses. It may steal your account details and sent this details to the hacker. These details will help the hacker to take money from your account easily. Some computers in the internet cafes are installed with anti virus softwares. But do not trust this as a high secure because in most internet cafes the anti virus softwares are not updated periodically. This softwares cannot prevent newly formed spywares.
* Use a good anti-virus software in your computer. It is more important that you must update the anti virus software periodically. This enables the software to detect more and more viruses and thus increase the security of your computer.
* Use a firewall other than windows firewall so that we can monitor the usage of internet by the programs in the computer and can block the programs that does not require internet connection.
* Always go to the website by typing the URL in the address field directly. Do not go to the website through the search engine, as it may lead to the spoofed website. The spoofed website may look similar to the original website so that the user believe that he has reached the original website. The user will enter the details in the spoofed website and his money will be utilized by the hacker. It is also important to check whether you have entered the correct address or not.
* Use a good browser like firefox or internet explorer for browsing.
* Do not save passwords in the browser. The saved password can be stealed by the hacker by understanding the algorithm of the browser.
* Also check whether the prefix of the URL in the address field is https instead of http.